For consumers looking for a low-risk investment vehicle, a CD or certificate of deposit may be just what you need. CD’s are like savings account except, CD’s require that you keep your funds in your account for a period of time. Your CD term may range from a few months to several years. Certificates of deposit accounts typically offer higher interest rates than savings accounts. And there is no risk of loss to your initial investment amount.Related:Related: 3 Money Resolutions You Should Make
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